Terms of Service
1. Acceptance of Terms
By accessing or using the Ilumoni Insights Inc. website located at ilumoni.com (the “Site”), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service (“Terms”), along with any policies referenced herein. If you do not agree to these Terms, you must immediately discontinue use of the Site.
These Terms apply to all visitors, users, and any individuals who access or interact with the Site (“you”).
2. Modifications to the Terms
Ilumoni Insights Inc. (“Ilumoni Insights,” “we,” “our,” or “us”) may update or modify these Terms from time to time. Any changes will be posted on this page, and your continued use of the Site following such changes constitutes acceptance of the revised Terms. You are responsible for periodically reviewing this page for updates.
3. Use of the Site
You agree to use the Site only for lawful purposes and in compliance with all applicable laws and regulations. You further agree that you will not:
- Access or use the Site for any unauthorized or illegal purpose
- Attempt to interfere with or disrupt the Site’s functionality or security
- Use any automated means, including bots or scrapers, to collect data from the Site
- Reproduce, distribute, modify, or create derivative works of the Site or its content without express written permission
We reserve the right to suspend or terminate your access to the Site at our discretion for any violation of these Terms.
4. Intellectual Property Rights
All content, features, tools, text, graphics, data, logos, images, software, and other materials available on the Site (“Content”) are owned or licensed by Ilumoni Insights Inc. and are protected by U.S. and international copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal, non-commercial use. No other rights are granted unless expressly provided in writing by Ilumoni Insights.
5. Disclaimers and Limitations
5.1 No Warranty
The Site and its Content are provided on an “AS IS” and “AS AVAILABLE” basis. Ilumoni Insights makes no warranties, express or implied, regarding:
- Accuracy, completeness, or timeliness of information
- Availability, reliability, or uninterrupted operation of the Site
- Suitability of information for any particular purpose
5.2 No Professional or Financial Advice
All content provided by Ilumoni Insights is intended for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice.
Ilumoni Insights Inc. is not responsible for any actions taken based on information obtained from the Site.
5.3 Limitation of Liability
To the fullest extent permitted by law, Ilumoni Insights Inc. is not liable for any damages, including:
- Indirect or consequential damages
- Loss of profits, data, or goodwill
- Any damages arising from reliance on Site content
- Any damages resulting from unauthorized access or use of the Site
Your sole remedy for dissatisfaction with the Site is to discontinue use.
6. External Links
The Site may contain links to third-party websites. These links are provided solely for convenience. Ilumoni Insights Inc. does not endorse, control, or assume responsibility for the content, policies, or practices of any third-party site.
Accessing third-party websites is done at your own risk.
7. Privacy
Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, store, and protect your information.
By using the Site, you consent to the processing of information as described in the Privacy Policy.
8. SMS TEXT MESSAGING
Program Description
By opting into any Ilumoni Insights Inc. text messaging program, you consent to receive text messages (SMS) to your mobile number. Messages may include: marketing communications, updates, notifications, or service alerts.
Message Frequency
Subscribers will receive recurring messages. Message and data rates may apply. Frequency varies. Messages are sent via an automated system. Participation is not required as a condition of using our services.
Opting Out
Reply STOP to 47491 to stop receiving messages. You may receive a confirmation message acknowledging your opt-out.
Message and Data Rates
Standard carrier message and data rates may apply. These charges are determined by your mobile provider.
Support
Text HELP to 47491 for assistance or contact us at:
📧 support@ilumoni.com
📞 (866) 402-4849
9. User Conduct
You agree not to:
- Upload or transmit harmful or malicious code
- Impersonate any individual or entity
- Attempt to gain unauthorized access to the Site or servers
- Use the Site to transmit unsolicited messages or spam
Ilumoni Insights may restrict access for any violation of these rules.
10. Indemnification
You agree to indemnify and hold harmless Ilumoni Insights Inc. and its officers, employees, contractors, and affiliates from any claims, damages, liabilities, and expenses arising out of:
- Your use of the Site
- Your violation of these Terms
- Your infringement of any rights of a third party
11. Governing Law
These Terms are governed by the laws of the State of Arkansas, without regard to its conflict of law provisions. Any disputes shall be resolved exclusively in the state or federal courts located in Arkansas.
12. Contact Information
For questions about these Terms, please contact:
Ilumoni Insights Inc.
📧 support@ilumoni.com
📞 (866) 402-4849
📍 287 S Broadview Ste D1 Greenbrier, AR 72058 United States
